Real-time payments solution

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Reduces payment  validation times from 24 hours to 10 seconds

Instant Payment reduces payment validation times from 24 hours to 10 seconds, makes transfers available 7 days a week, facilitates the immediate transfer of funds, facilitates cross-border payments, and domestic and international transfers.

Experience SEPA Payments Instantly: Transactions in 10 Seconds

Moneyroad Instant Payment is a technology that allows any economic actor (banks and businesses) to be able to request, send, validate and receive SEPA instant payments in less than 10 seconds without impacting the existing information system already in place.

With our solution, banks and payment service providers (PSPs) have software that supports:local payments via clearing systems, international transfers between correspondent banks, hybrid transfers between correspondent banks.

Moneyroad Instant Payment facilitates the end-to-end payment process for banks and their customers: validation of customer and account information, payment routing. It is even capable of handling flow recording/debit recording, fraud detection, settlement and banking reciprocity, filtering, authorization services, recall process,...

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The instant payment landscape

Offering instant compatibility with all databases, formats, exchange protocols, legacy systems and professional software, Instant Payments Gateway installs and integrates into any platform without causing any disruptions.

Instant Payments Gateway guarantees the compatibility between formats used by banks and by clearing houses.

10 sec.

number of seconds needed to process payments

24/7

availability of Instant Payments Gateway services

15k €

maximum amount that can be sent in one transaction

34

countries currently implementing Instant Payments technology

Key benefits

Cross border payments

Multi-bank and multi-clearing house, Instant Payments Gateway is an adaptable solution that guarantees the compatibility between specific formats used by the banks and clearing houses.

Fraud detection and screening

Instant Payments Gateway automates the process of fraud detection and CTF screening.

Recall and reimbursement

Instant Payments Gateway also supports the recall and reimbursement processes within the 10-second timeline.

Monitoring and analytics

The application dashboard offers full monitoring and tracking of all requests sent and received using Instant Payments technology.

Batch or single payments

Users can process payments in batch or individually. All transactions can be automated.

Responsive compliance

Instant Payments Gateway offers responsive compliance to all local standards and regulatory changes.

Easy integration

Compatible with all databases, formats, exchange protocols, legacy systems and business tools, Instant Payments Gateway offers a seamless integration process into any the environment.

Agile services

Instant Payments Gateway is independent from hardware, software, and environment. Evolutions and modifications to services do not require reinstallation or reintegration.

Robust processing

Instant Payments Gateway is capable of processing more than 3 billion transactions with 100kb attachments per day.

Customizable

Instant Payments Gateway may be configured to the specific needs and environment of any service provider without development.

The future awaits

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